Ever feel like your paycheck disappears before you even blink? The 50/30/20 rule could be your game-changer.
Here’s the breakdown: 50% of your income goes to needs, 30% to wants, and 20% to savings or debt. It’s simple, flexible, and designed to help you stay in control—without feeling deprived.
Real talk: Budgeting isn’t about saying no to everything fun. It’s about building peace of mind and making your money work for you.
How do you make your budget work in real life? What’s your #1 tip for staying on track? Let’s swap ideas below!
The 50/30/20 Budgeting Rule Could Save New Grads from a Lifetime of Debt